Sooner rather than later our day-to-day transactions will be governed solely by electronic money, that is, by the use of credit cards instead of cash- Credit Cards for Bad Credit no Deposit -Top 5 Offers 2019 Onwards.
Although the use of electronic money has highly sophisticated security systems and algorithms, there is always the risk that cyber thieves play a trick on us without us noticing. Remember that a credit card is not the same as a debit card, and try to learn the differences between one and the other before requesting it. Today we bring you some simple tips that will make you stronger against the most common problems related to the use of credit cards.
1.-When you pay with a card.
If you are going to pay with a credit card, do not ever let them take you to another place to make the payment. That is, always stay close enough to your card to prevent people with bad intentions from cloning your card or quietly copying the information that appears on it.
2.- Do not stop looking at your movements
Regularly check the balance of your bank account to warn the authorities and your own bank sufficiently in advance of any fraudulent or unknown transactions with your card. You must report any irregularity that you see about your account and the use of your card, even if it is only a few cents.
3.- Do not share your data with third parties
Never write down or share with third parties the four-digit secret code of your credit or debit card. Also, keep your key from matching a number that can easily relate to you, such as the year of your birth date.
4.- Hide your code when you mark it
Cover your hand when dialing your secret code while paying with the credit card. You can not imagine how skilled people can become who want to appropriate your password to access your money without you knowing. Remember that prevention is always better than cure.
5.- Number to call
Have on hand the phone number you should call to block your credit card in case of theft, loss or fraud. In a case like this, a handful of minutes can make a difference and save you a great dislike.
6.-Be careful with where you provide your data
Never send banking information to third parties through the Internet. There is an increasingly frequent practice called pishing, which consists of sending emails that impersonate the banks’ identity and feign the appearance of banking institutions to request confidential information from clients. You only need to provide this type of information through the web page of your bank and through web portals with certified security.
7.- Activate the security mechanisms of your bank
Consult your bank to activate the security mechanisms of your credit card when you use it abroad or on the Internet. For example, banks have systems for you to receive a confirmation message on your mobile phone every time you make an online purchase, or to notify you that a payment is being made with your card from abroad.